With Onuava Fertility+, fertility treatment is now insurable for the first time.
All employees are covered from day one, with no medical assessment required.
We provide financial support for IVF, ICSI and egg freezing, thereby opening up real possibilities for modern family planning.
Our innovative insurance approach offers financial support for fertility treatments such as IVF or ICSI, as well as for egg freezing – regardless of relationship status, sexual orientation or family model. In this way, we promote self-determination and enable reproductive healthcare that fits within a modern working environment
Fertility+ offers a contribution of up to €10,000 towards the excess for fertility treatments and for the preventive freezing of eggs. This significantly reduces financial barriers.
Every employee is automatically covered. There are no medical checks and no selection of individual employees. In addition, all partners are also covered under the scheme for fertility treatment.
Coverage is available immediately. Ongoing and previously recommended treatments are also covered. The same applies here: partners are also covered.
Employees receive access to well-founded content, medical advice and individual support via the Onuava platform.
Claims are submitted easily via the app. All services are centralised and available at any time.
Fertility+ is suitable for those with statutory or private health insurance. Entry starts from €3 per employee per month, while administration remains minimal.
Upgrade health insurance
Fertility+ takes your existing company health insurance to the next level
– and can be seamlessly combined with your current cover.
100% anonymous
Your employees remain protected.
Use of Fertility+ is fully anonymous, with no visibility for employers.
Tax optimised
Maximum impact, minimal burden.
Fertility+ can be granted as a tax optimised allowance, making it particularly efficient for companies.
Frequently Asked Questions
Fertility+ is an employer funded additional benefit within company health insurance. It gives companies the opportunity to provide their employees with access to services relating to fertility, reproductive health and family planning. These include medical advice, digital content and financial support for Kinderwunschbehandlungen.
For many employees, the path to having a child is both an emotional and financial challenge. With Fertility+, you give your employees the opportunity to pursue Kinderwunschbehandlungen without existential financial concerns. At the same time, you strengthen your position as a modern and compassionate employer.
The contract term is usually two years. After that, the contract is extended in line with the agreed terms. This gives companies planning security and allows them to integrate Fertility+ sustainably into their benefit strategy.
Fertility+ is offered as collective company health insurance. This means that all employees of a company are included in the insurance cover, not just individual people. Partners can also be included, see the relevant FAQ. The applicable General Insurance Terms and Conditions apply. Versicherungsbedingungen.
Yes, Fertility+ is designed so that partners can also access services. This is particularly relevant for fertility and family building, as both people are equally affected. The specific scope of benefits and the inclusion of partners depend on the applicable General Insurance Terms and Conditions. Versicherungsbedingungen.
New employees can be added to the company health insurance easily. Registration takes place digitally via the employer portal or automatically via existing HR systems.
When an employee leaves the company, the insurance cover ends automatically. The insured person is therefore removed from the contract. The applicable General Insurance Terms and Conditions apply.
Depending on the chosen tariff, employees receive a one off financial allowance for Kinderwunschbehandlungen and egg freezing. In addition, Fertility+ includes access to the Onuava health platform with medically sound content, live webinars and unlimited virtual consultations with medical specialists. medizinische Fachpersonen.
The financial allowance can be used for new and ongoing treatments from the start of the insurance cover. It applies to all services relating to fertility and family building that are self funded and are not covered by statutory or private health insurers. For Kinderwunschbehandlungen, up to 100% of the costs are covered. For egg freezing, up to 50% of the costs are covered. The amount of the allowance depends on the selected tariff and is a one off amount of €3,000, €5,000 or €10,000.
Discover how reproductive health benefits can become a strategic tool for enhancing employer appeal, staff retention and productivity. We handle implementation and communication, so your HR team can focus on other priorities.
✓ Gain insights into measurable outcomes and potential ROI
✓ See how Onuava effectively complements existing benefits and supplementary health insurance schemes
✓ Receive a bespoke quote tailored to your company size and workforce structure
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